Welcome to our website (the "Website"). By accessing or using the Website, you agree to be bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference (collectively, the "Terms"). If you do not agree to these Terms, please do not use the Website.

The Website provides a variety of information, materials and services, which are intended for general informational and educational purposes only. While we strive to provide accurate information, we do not guarantee the completeness, timeliness, reliability or availability of the Website or any of its content.

User Conduct

You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations. You are prohibited from using the Website to post or transmit any illegal, malicious, threatening, defamatory, obscene, or pornographic material, or any material that would constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability.

Ownership of Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images and software, is the property of the Website or its licensors and is protected by copyright and trademark laws. You may not use any content on the Website for commercial or other unauthorized purposes.

Limitations of Liability and Indemnification

You acknowledge that your use of the Website is at your own risk. The Website, its affiliates and its licensors will not be liable for any damages of any kind, including without limitation, direct, indirect, incidental, punitive or consequential damages, arising out of or in connection with the Website or your use of the Website. You agree to indemnify and hold the Website, its affiliates and licensors harmless from and against any third party claims, damages and expenses, including reasonable attorneys' fees, arising out of or related to your use of the Website.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Illinois, without giving effect to any principles of conflicts of law. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Cook County, Illinois.